I have been investing with StashAway since May 2022. Thought it would be good to share my investment journey in public here.
I have quite a number of investment portfolios with StashAway, but in this series, I’ll just focus on the top three oldest portfolios I have with them.
2022-05 SRI 16%
This is the General Investing powered by StashAway, with StashAway Risk Index set at 16%. This was my first portfolio with them which started on May 2022, so I decided to set it at a moderate risk level.
In the chart below, you can see that it initially started out flat (the value there is RM 10000.00). Then as I get confident with them, I started dollar-cost averaging by depositing RM 1000.00 manually every month, and then setting up recurring transfer of RM 500.00 every two weeks.
As of January 2026:
- Net deposit is USD 11896.38.
- Current value is USD 15226.43. Return is USD 3330.05.
- Time-weighted return is 38.73%.
2022-09 BR Very Aggressive
This is the General Investing powered by BlackRock, with risk level set to “Very Aggressive” (which is 100% equities and 0% bonds) and started on September 2022. By this time, I had learned a lot from StashAway and I was convinced with their investment approach. I decided to be more aggressive and invest for the long term using dollar-cost averaging (DCA) by depositing RM 500.00 every two weeks.
As of January 2026:
- Net deposit is USD 9617.69.
- Current value is USD 13211.52. Return is USD 3599.83.
- Time-weighted return is 83.9%.
2022-10 SRI 36%
This is the General Investing powered by StashAway, with StashAway Risk Index set at 36% which is the maximum risk level. The idea is similar to the BlackRock Very Aggressive portfolio above: invest for the long term using dollar-cost averaging (DCA), by depositing RM 500.00 every two weeks. I also think it is a way to diversify my investments since it has different assets compared to BlackRock portfolio.
As of January 2026:
- Net deposit is USD 9399.17.
- Current value is USD 12915.11. Return is USD 3515.94.
- Time-weighted return is 84.76%.
Questions?
Feel free to comment below if you have any questions, and I’ll be happy to help.
Be sure to sign up for StashAway using my referral code for StashAway, and we’ll both get up to RM30,000 managed for free for 6 months (that’s RM 200 for each of us)!
One investment quote to end the post:
Time in the market beats timing the market. – Ken Fisher.
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