Referrals

This is a list of referrals for the services that I use.

If you sign up for the services using my referral link, you and I will get some extra benefits. You will lose nothing if you sign up with or without referral code, so why not sign up with one? 🙂

Coffee

Engineers are powered by coffee! Be sure not to missed out the following coffee deals! ☕

  • Luckin Coffee – most affordable espresso-based coffee at RM 2.99. Can’t get any cheaper than that!
  • ZUS Coffee – affordable coffee at a convenient location near you. A necessity, not a luxury.

Finance and Investments

Money does not grow on trees. The next best thing we can do is to use money to grow money. 💰💹

  • ASNB Ria – Robo Investment Advisor by ASNB! With good exposure to Malaysia equity and sukuk.
  • Ryt Bank – the world’s first AI-powered bank. Earn 4% p.a. interest, and 1.2% cash back and no FX fees on oversea transactions!
  • StashAway – an investment platform to invest in ETFs globally. I highly recommend this.
  • Versa – wealth management app with investment products backed by AHAM Asset Management Berhad.

P2P Financing

  • CapBay – Award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. One of the World’s Top Fintech Company. Invest and earn net returns of up to 10% p.a.
  • Capsphere – Malaysia’s first asset-based P2P financing platform.
  • Funding Societies – Southeast Asia’s largest SME Digital Financing platform.
  • microLEAP – Malaysia’s first Shariah-compliant and conventional P2P Financing platform. Support local SMEs and get up to 18% p.a. returns.

Stock trading

  • Moomoo – the No.1 downloaded online brokerage app in Malaysia.
  • Webull – leading Nasdaq-listed broker with more than 25 million registered users worldwide.