Wise provides the best currency conversion rate! No banks can match that!
You can create accounts with different currencies and do currency conversion within the Wise platform when the conversion rate is the most favorable. You can even setup auto conversion to do that automatically.
Whenever I travel to other countries, I use Wise card to do purchases. It will automatically use the account with the best conversion rate. I don’t even need to have the foreign currency ready in the account – I just put enough money in my own local currency (MYR) and Wise will handle it for me. And, I can see the conversion rate and final amount immediately in the app – no need to wait for days for statements.
Sign up with Wise using my referral link and you can get a Wise card for free (worth RM13.70) or zero fees on a transfer up to RM2500.
